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Phillips Financial Planning

Home
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About Us
Get To Know Gary
How We Help
What We Do
Customer Privacy Notice
Contact
Gary Phillips
3 October 2012

What’s the ‘RDR’ and why should you take notice?

Gary Phillips
3 October 2012

Over the coming weeks don’t be surprised if you see the letters ‘RDR’ cropping up more and more, especially in the financial media and press. The acronym relates to the ‘Retail Distribution Review’ which heralds a

Gary Phillips
29 May 2012

Are you being fooled by the numbers?

Gary Phillips
29 May 2012

In his fantastic book ‘The Little Book of Common Sense Investing’ John Bogle, the founder of the Vanguard investment group, highlights the importance of truly understanding the numbers when fund management groups publish their fund performance

Tagged: Investments, Financial Planning, wealth, Tax, business owner, Director

Gary Phillips
28 May 2012

Why ‘ISA season’ can be bad for your wealth!

Gary Phillips
28 May 2012

Anytime after the middle of March each year it’s difficult to read the financial pages of a newspaper or browse a finance website without investment companies reminding us of the need to use our ISA allowances before 6 April.

Tagged: Investments, ISA, Tax

Gary Phillips
22 May 2012

“Money will make me happy” is a lie

Gary Phillips
22 May 2012

Money is simply something to be exchanged for the more important things in life.

Tagged: business owner, charges, Investments, pensions, Personal Financial Plan, Tax

Gary Phillips
17 May 2012

What can we all learn from Man City?

Gary Phillips
17 May 2012

Well, it never really looked like happening – until it happened. Man City plucked victory from the jaws of defeat and wiped away 44 years of heartache in the blink of an eye. Now the dust has settled, what lessons can we as investors learn from the madness of last Sunday? For me it can be

Tagged: business owner, Financial Planning, Investments, ISA, Tax, Personal Financial Plan

Gary Phillips
16 May 2012

Ignoring this 2 minute video could cost you both time and money.

Gary Phillips
16 May 2012

Below is a short video from Tom Rampulla, Managing Director of Vanguard, one of our investment partners. The video demonstrates ‘why costs matter’ and how the excessive charges most investors pay can delay both the growth

Tagged: charges, costs, Financial Planning, Investments, retirement, Tax, wealth

Gary Phillips
14 May 2012

Expecting to live longer? Then start saving!

Gary Phillips
14 May 2012

A well-documented fact is that many people are unprepared for supporting themselves in retirement for many years. As estimates of life expectancy are currently increasing year-on-year, more people are finding themselves financially unprepared and insecure as retirement age

Tagged: Financial Planning, inflation, Personal Financial Plan, retirement, state pension

Gary Phillips
14 May 2012

What’s in a name? A guide to financial advisers

Gary Phillips
14 May 2012

Our industry is going through a period of change, brought on by new regulations in part aimed at increasing transparency for the consumer. The key changes are that from January 2013 the current commission system will be replaced with “client agreed remuneration” for any new products and advisers will

Tagged: business owner, Financial Planning, Investments, Personal Financial Plan, SSAS

Gary Phillips
14 May 2012

Going on holiday this summer?

Gary Phillips
14 May 2012

If your plane’s delayed why not try this to pass the time?

Gary Phillips
14 May 2012

Why would anyone want a pension?

Gary Phillips
14 May 2012

It seems impossible to open a newspaper at the moment without reading yet another headline attacking pensions.

‘Interest rates keep annuities low.’

‘Pension companies still overcharging.’

Tagged: business owner, Investments, Personal Financial Plan, retirement, SIPP, SSAS, Tax

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10 Linenhall House, , WIN Business Park Road, Newry, Northern Ireland, BT35 6PH, United Kingdom02830 825 696gary@phillipsfp.com

Gary Phillips - gary@phillipsfp.com - 02830 825696 - 07809 400259
 

Phillips Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority (FCA). FCA number 529028

Phillips Financial Planning is registered in Northern Ireland, Limited Company No: NI068524. 

Registered office: 10 Linenhall House, WIN Business Park, Newry, County Down, BT35 6PH

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.